Intro Text 

Dún Laoghaire-Rathdown County Council will consider applications for loans under the above mentioned scheme from suitably qualified persons.

The primary aim of the loan scheme is to enable persons with low to middle incomes to acquire a property of a modest standard. The scheme will apply to persons who are unable to obtain loans from commercial agencies such as banks and building societies.

It is necessary to produce documentary evidence that a loan has been refused by both a building society and a bank before the application can be considered by the Council.

Below please find a list of commonly asked questions regarding the House Purchase Loan Scheme.


For all loan applications gross earnings for a single-person application must not exceed €50,000 and for joint applications combined gross earnings must not exceed €75,000.

The maximum loan term is 25 years.

Loans will not exceed 97% of the cost of the dwelling or the market value, whichever is less (excluding all grants) and subject to a maximum of €200,000. Mortgage repayments shall not exceed 35% of an applicant's net pay.